We have been in the invoice factoring business since 1979, are privately held, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and having had these experiences, can support you through any bad situations you might run into. We won't fold up shop when the times get bad, like a handful of invoice factoring companies regretfully have before.

All factoring companies have benchmarks for size, industry, and risk. It's not practical for you to choose which invoice factoring firm will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the ideal match for your business - it could be us or another invoice factoring company.

We have a noteworthy network of invoice factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to tell us what you need, we have all the confidence in the world that you will find just what you need..

Most invoice factoring businesses let you select and choose your customers that you want to factor. Except a handful of them usually have a minimum dollar amount in order to do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into invoice factoring when you don't require it.

Most invoice factoring businesses try not be upfront about their fees. It defies common sense why they do this. You can be sure, We do not not behave this way.  We are absolutely transparent about our fees. When you apply, you are provided a straightforward, no obligation rate proposal with the fee for your company. that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. , we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, learn your struggles. Based on that information we will put together a customized solution for you. Most factoring firms notably the Silicon Valley ones mainly trust an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who really knows your business intimately, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the invoice factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so there are no surprises.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Watch out for negative payment trends. This is critical to avoid preventable write-offs.

We employ advanced technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Most other companies don’t even come close.